This book is valuable to entrepreneurs practicing in the informal sector, through Small and Micro enterprises. It is equally significant to potential entrepreneurs with intentions of acquiring economic empowerment through micro crediting endeavors. The book gives a comprehensive examination of how crediting strategy would influence and lead to growth of vibrant business enterprises, especially those operated by marginalized groups. Much of the information in the book chapters rests on Grameen Model of Micro Crediting. This book vividly discusses theories and empirical studies carried out by various scholars from all corners of the world in relation to crediting strategy. Deliberate efforts have been made to make the book self explanatory as possible by use of simple and concise language.