<p>A tragic auto accident? No! The accident was staged, and young Doctor Ward murdered. But why? And by whom? The only witness, a DUI motorist, flees the scene. In the aftermath of Ward&rsquo;s death, and the media fascination, his widow, socialite Kingsley Ward, flees Philadelphia, impulsively accepting a job as VP of commercial lending at a small-town central Pennsylvania bank. But trouble follows her. She uncovers a bogus loan scam that leads her to suspect senior management. Throwing her life into further disarray, the anonymous witness to her husband&rsquo;s murder contacts her with compelling details about the killer&rsquo;s identity. Angry and frustrated, Kingsley vows to solve both crimes herself, risking her job, her reputation&mdash;and even her life.</p>